Work-related concussions are alarmingly common, with over 1.1 million reported workplace injuries annually in the United States, constituting over one percent of the total. Despite their prevalence, many employees remain unaware of their eligibility for workers’ compensation benefits following a concussion. In this guide, we delve into the intricacies of seeking compensation for on-the-job concussions, shedding light on symptoms, risks, costs, and the crucial steps to take.
Concussion Statistics and Prevalence
Beyond typical injuries like cuts, bruises, fractures, and burns, concussions rank among the most frequent serious injuries faced by workers. According to the U.S. Bureau of Labor Statistics (BLS), over 13,000 job-related concussions are reported annually. However, considering that BLS data only capture reported cases, the actual number is likely significantly higher.
Recognizing Concussion Symptoms
Identifying a concussion’s symptoms promptly is crucial. Often, employees underestimate their symptoms, assuming they are normal and will resolve on their own. Scientific research emphasizes the importance of rest in concussion recovery. Working with a concussion not only impairs job performance but also heightens the risk of subsequent concussions.
If you experience symptoms such as sensitivity to light or noise, difficulty balancing, headaches, or mood changes after a workplace accident, seeking immediate medical attention is essential. Consulting with a lawyer early on is advisable, especially in states where seeing an approved doctor is mandatory for preserving workers’ compensation eligibility.
Risks of Neglecting a Concussion
Neglecting a concussion and returning to work prematurely pose significant risks. It can lead to post-concussion syndrome (PCS), characterized by persistent symptoms beyond the normal recovery period. PCS may force individuals to withdraw from their usual lives, both professionally and personally. Moreover, a second concussion before full recovery can exacerbate the damage.
Understanding the Financial Costs
Aside from the health risks, the financial implications of a concussion are substantial. According to the National Safety Council (NSC), the average total cost of a concussion in 2019-2020 was $33,151. This includes over $15,000 in lost wages, emphasizing the importance of recovering full benefits to avoid financial pressure to return to work prematurely.
Workers’ Compensation for Concussions
Seeking workers’ compensation benefits for a concussion is a right most employees can exercise. Reporting the injury promptly to the employer is crucial, and legal assistance can ensure a smooth process, preventing unfair denials.
In some states, the employer’s insurance company manages workers’ compensation claims, while others operate under state-run systems. Despite the system, hiring a lawyer can optimize the process, ensuring fair treatment and a higher overall compensation, even when considering legal fees.
Settling Workers’ Compensation Claims
A skilled work injury lawyer can assist in negotiating a workers’ compensation settlement, providing a lump sum reflecting future costs accurately. This option ensures financial security and peace of mind, particularly for workers uncertain about their recovery timeline.
FAQs: Workers’ Compensation for Concussions
1. What Happens if I Get a Concussion at Work?
If you suffer a concussion at work, you may qualify for workers’ compensation benefits, and possibly other benefits like Social Security disability benefits. Consult a lawyer promptly to protect your legal rights and maximize recovery.
2. How Do You Prove You Have a Concussion?
Medical records are crucial for proving a concussion. Seek immediate medical attention, and inform your doctor of the circumstances leading to the injury. Diagnostic tests may be necessary to confirm the concussion.
3. How Much Workers’ Compensation Do You Get for a Concussion?
The compensation amount varies based on individual circumstances. Typically, workers’ compensation settlements for concussions range between $5,000 and $20,000, considering factors like income, recovery duration, and other relevant aspects.
4. How Long Should I Take Off Work for a Concussion?
The duration of time off work for a concussion varies and is a decision made in consultation with your doctor. While most people recover within 7 to 14 days, some may need a more extended absence, especially if diagnosed with post-concussion syndrome.
5. Can I Get Disability for Post-Concussion Syndrome?
Yes, disability benefits are available for post-concussion syndrome. Eligible for workers’ compensation or not, individuals may qualify for Social Security disability insurance (SSDI) and supplemental security income (SSI). A local lawyer can guide you through the claims process for maximum benefits.
In conclusion, understanding your rights and the nuances of seeking workers’ compensation for work-related concussions is crucial. By acting promptly, seeking legal counsel, and exploring settlement options, you can secure the financial support needed for a full recovery.”
